Retirement & FIRE Calculator
Your “FI number” is just spending divided by a safe withdrawal rate. This projects your savings against it and tells you the age you cross the line.
Your numbers
yrs
yrs
₹
₹
%/yr
₹
%/yr
4% is the traditional “SWR” rule of thumb.
Result — with the workings shown
Your FI number
₹1.5 Cr
₹6,00,000/yr ÷ 4.0%
Balance at age 55
₹2.48 Cr
₹98.32 L above your FI number
Reach FI at age
49.2
19.2 years from now
How this is worked out
Spending ₹6,00,000/yr at a 4.0% withdrawal rate means you need ₹1.5 Cr invested — that's spending ÷ rate. Starting from ₹8 L and adding ₹25,000/mo at 7.0%/yr, you'd have ₹2.48 Cr by age 55, and cross your FI number at age 49.2.
Projected balanceFI number · ₹1.5 Cr